Find a Medicare Part D prescription drug plan for 2027
Medicare Part D
Prescription Drug Coverage 2027
Compare Medicare Part D Plans by State 2027: Plan Counts for All 50 States
Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 29, 2026
Most states have between 7 and 12 standalone Medicare Part D plans for 2027, offered by four to six companies. Kansas has the most in our count with 12, and Maine and New Hampshire have the fewest with 7. Humana, UnitedHealthcare, Wellcare and HealthSpring file standalone plans in every state.
2027 by the Numbers
323
2027 standalone Part D plan filings nationwide (our count of CMS 2027 plan filings)
34
Part D regions that standalone plans are priced in (CMS)
7 to 12
standalone plans per state in 2027 (our count)
$5.30
lowest standalone Part D premium in most states for 2027 (CMS)
Standalone Part D plans are sold by region, not by county, so everyone in a state usually sees the same list of drug plans. That makes a state-by-state count useful: it tells you how many standalone choices you will have before you even enter a ZIP code. Medicare Advantage plans with drug coverage are different and vary county by county.
We counted every individual (non-employer) standalone prescription drug plan in the CMS 2027 plan benefit files and matched each one to the states it serves. The table below is the result. For the 2027 rules every plan follows, see our Medicare Part D plans 2027 guide and the Part D premium 2027 breakdown.
Key Takeaways
- Our count finds 323 standalone Part D plan filings for 2027 across 34 regions.
- Each state has 7 to 12 standalone plans; Kansas has the most and Maine and New Hampshire the fewest.
- Humana, UnitedHealthcare, Wellcare and HealthSpring offer standalone plans in every state.
- Aetna’s SilverScript plan is offered in 20 regions for 2027, so it is missing in some states.
- Regional Blue Cross Blue Shield plans add choices in about a dozen states.
How Part D Plans Are Sold by State
CMS divides the country into 34 Part D regions. Most are a single state; some combine several smaller states, such as Iowa, Minnesota, Montana, Nebraska, North Dakota, South Dakota and Wyoming, which share one region. A standalone plan approved for a region is available to everyone living there, at the same premium.
Standalone Part D plan (PDP)
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Sold by region, usually statewide
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Same premium across the region
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Pairs with Original Medicare and a Medigap plan
Medicare Advantage with drugs (MA-PD)
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Sold county by county
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Includes medical and drug coverage
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Choices can differ from one county to the next
2027 Standalone Part D Plans in Every State
| State | Standalone plans (2027) | Companies offering them |
|---|---|---|
| Alabama | 11 | Humana, BlueRx (PDP), Wellcare, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| Alaska | 9 | Humana, Wellcare, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| Arizona | 9 | Humana, Wellcare, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| Arkansas | 11 | Humana, Wellcare, Arkansas Blue Medicare, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| California | 10 | Humana, Blue Shield of California, Wellcare, UnitedHealthcare, HealthSpring |
| Colorado | 8 | Humana, Wellcare, UnitedHealthcare, HealthSpring |
| Connecticut | 9 | Humana, Blue MedicareRx, Wellcare, HealthSpring, UnitedHealthcare |
| Delaware | 8 | Humana, Wellcare, Aetna SilverScript, HealthSpring, UnitedHealthcare |
| Washington, D.C. | 8 | Humana, Wellcare, Aetna SilverScript, HealthSpring, UnitedHealthcare |
| Florida | 11 | Humana, Wellcare, Florida Blue, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| Georgia | 9 | Humana, Wellcare, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| Hawaii | 8 | Humana, Wellcare, UnitedHealthcare, HealthSpring |
| Idaho | 8 | Humana, Wellcare, UnitedHealthcare, HealthSpring |
| Illinois | 10 | Humana, Wellcare, HealthSpring, UnitedHealthcare, Aetna SilverScript |
| Indiana | 8 | Humana, Wellcare, UnitedHealthcare, HealthSpring |
| Iowa | 8 | Humana, Wellcare, HealthSpring, MedicareBlue Rx, UnitedHealthcare |
| Kansas | 12 | Blue Cross and Blue Shield of Kansas, Humana, Wellcare, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| Kentucky | 8 | Humana, Wellcare, UnitedHealthcare, HealthSpring |
| Louisiana | 8 | Humana, Wellcare, UnitedHealthcare, HealthSpring |
| Maine | 7 | Humana, Wellcare, HealthSpring, UnitedHealthcare |
| Maryland | 8 | Humana, Wellcare, Aetna SilverScript, HealthSpring, UnitedHealthcare |
| Massachusetts | 9 | Humana, Blue MedicareRx, Wellcare, HealthSpring, UnitedHealthcare |
| Michigan | 11 | Humana, Wellcare, Blue Cross Blue Shield of Michigan, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| Minnesota | 8 | Humana, Wellcare, HealthSpring, MedicareBlue Rx, UnitedHealthcare |
| Mississippi | 9 | Humana, Wellcare, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| Missouri | 9 | Humana, Wellcare, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| Montana | 8 | Humana, Wellcare, HealthSpring, MedicareBlue Rx, UnitedHealthcare |
| Nebraska | 8 | Humana, Wellcare, HealthSpring, MedicareBlue Rx, UnitedHealthcare |
| Nevada | 9 | Humana, Wellcare, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| New Hampshire | 7 | Humana, Wellcare, HealthSpring, UnitedHealthcare |
| New Jersey | 11 | Humana, Wellcare, UnitedHealthcare, Horizon Blue Cross Blue Shield of New Jersey, Aetna SilverScript, HealthSpring |
| New Mexico | 10 | Humana, Wellcare, HealthSpring, UnitedHealthcare, Aetna SilverScript |
| New York | 9 | Humana, Wellcare, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| North Carolina | 11 | Humana, Wellcare, Blue Cross and Blue Shield of North Carolina, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| North Dakota | 8 | Humana, Wellcare, HealthSpring, MedicareBlue Rx, UnitedHealthcare |
| Ohio | 9 | Humana, Wellcare, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| Oklahoma | 9 | Humana, Wellcare, HealthSpring, UnitedHealthcare |
| Oregon | 8 | Humana, Wellcare, UnitedHealthcare, HealthSpring |
| Pennsylvania | 8 | Humana, Wellcare, UnitedHealthcare, HealthSpring |
| Rhode Island | 9 | Humana, Blue MedicareRx, Wellcare, HealthSpring, UnitedHealthcare |
| South Carolina | 8 | Humana, Wellcare, UnitedHealthcare, HealthSpring |
| South Dakota | 8 | Humana, Wellcare, HealthSpring, MedicareBlue Rx, UnitedHealthcare |
| Tennessee | 11 | Humana, BlueRx (PDP), Wellcare, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| Texas | 10 | Humana, Wellcare, HealthSpring, UnitedHealthcare, Aetna SilverScript |
| Utah | 8 | Humana, Wellcare, UnitedHealthcare, HealthSpring |
| Vermont | 9 | Humana, Blue MedicareRx, Wellcare, HealthSpring, UnitedHealthcare |
| Virginia | 9 | Humana, Wellcare, UnitedHealthcare, Aetna SilverScript, HealthSpring |
| Washington | 8 | Humana, Wellcare, UnitedHealthcare, HealthSpring |
| West Virginia | 8 | Humana, Wellcare, UnitedHealthcare, HealthSpring |
| Wisconsin | 8 | Humana, Wellcare, UnitedHealthcare, HealthSpring |
| Wyoming | 8 | Humana, Wellcare, HealthSpring, MedicareBlue Rx, UnitedHealthcare |
Our count of individual standalone Part D plans in the CMS 2027 plan benefit files, by the region each plan serves. Employer plans excluded. Medicare Plan Finder counts can differ slightly.
Plan-to-plan differences come down to the Part D formulary, the 2027 deductible and premiums.
Who Offers Standalone Part D Plans in 2027
Humana
102 filings; Basic Rx, Value Rx and Premier Rx in all 34 regions
UnitedHealthcare
73 filings; Medicare Rx Preferred and Medicare Rx Saver
Wellcare
68 filings; Classic and Value Script
HealthSpring
40 filings; Assurance Rx in every region plus Extra Rx in a few
Aetna’s standalone business runs through SilverScript Choice, filed in 20 regions for 2027. HealthSpring is the former Cigna Medicare business, now owned by Health Care Service Corporation. Ten regional Blue Cross Blue Shield companies add their own standalone plans in their home states, including Florida Blue, Blue Shield of California and Horizon in New Jersey.
Plan names are not plan costs: two plans with the same name can have different premiums and deductibles in different regions. Always compare the plan in your own state.
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States With the Most and Fewest 2027 Choices
| Group | States | Why |
|---|---|---|
| Most (11-12 plans) | Kansas, Alabama, Arkansas, Florida, Michigan, New Jersey, North Carolina, Tennessee | A local Blue plan adds two or three standalone plans on top of the national companies |
| Middle (9-10 plans) | California, Texas, Illinois, New York, Ohio, Georgia, Virginia and others | All five national sponsors, or four plus a Blue plan |
| Fewest (7-8 plans) | Maine and New Hampshire (7), plus 22 states and D.C. with 8 | Aetna SilverScript is not filed in the region and there is no regional Blue plan |
Our grouping of the state table above.
Fewer standalone plans does not mean fewer drug coverage options overall. Most counties also have many Medicare Advantage plans with drug coverage. CMS reports 5,532 Medicare Advantage plans for 2027 nationally, and 97% of people with Medicare can choose from 10 or more.
What Changes by State and What Does Not
The same in every state for 2027
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Maximum deductible of $700
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Out-of-pocket cap of $2,400
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$35 monthly cap on covered insulin
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$0 for recommended adult vaccines
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Annual Enrollment from October 15 to December 7, 2026
What varies by state or region
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Which companies offer standalone plans
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Each plan’s premium and deductible
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Preferred pharmacy networks
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State Pharmaceutical Assistance Programs that help pay drug costs in some states
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The Medicare Advantage plans available in your county
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How to Compare Part D Plans in Your State
1
Start with your exact drug list. Write down each drug, dose and how often you take it.
2
Enter your ZIP code. That pulls up the standalone plans for your region and the Medicare Advantage plans for your county.
3
Check each plan’s formulary and tier. A covered drug on a high tier can cost more than a low-premium plan saves.
4
Compare yearly cost, not monthly premium. Add 12 months of premiums to the estimated drug costs.
5
Check your pharmacy. Preferred pharmacies in a plan’s network often have lower copays.
Note: not every plan is available in every area, and no single comparison tool lists every plan from every company. Medicare.gov’s Plan Finder shows all Medicare-approved plans for your ZIP code.
Our Part D open enrollment 2027 page covers the deadlines.
Does Moving to Another State Change Your Plan?
Yes, if you move outside your plan’s region. A standalone plan only serves the region it is approved for, so moving from, say, Florida to Georgia means choosing a new plan. Moving gives you a Special Enrollment Period to switch, which generally starts the month before you move and lasts two months after.
Same company, new plan: even if your company offers plans in the new state, the plan, premium and sometimes the formulary will be different. Compare again after any move.
The Bottom Line
The Bottom Line
For 2027 every state has between 7 and 12 standalone Part D plans in our count, from four to six companies, with Kansas at the top and Maine and New Hampshire at the bottom. Compare the plans in your own state by total yearly cost before December 7, 2026.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) to get information on all of your options.
Frequently Asked Questions
➤ How many Medicare Part D plans are in my state for 2027?
Our count of CMS 2027 plan filings shows 7 to 12 standalone Part D plans per state. Your county may also have many Medicare Advantage plans with drug coverage.
➤ Which state has the most standalone Part D plans in 2027?
Kansas has the most in our count, with 12, because Blue Cross and Blue Shield of Kansas adds three plans to the national companies.
➤ Are Part D plans the same in every state?
No. Standalone plans are approved by region, so the companies, premiums and deductibles differ by state. The federal rules, such as the $2,400 cap, are the same everywhere.
➤ Which companies sell standalone Part D plans in every state?
Humana, UnitedHealthcare, Wellcare and HealthSpring each file standalone plans in every state in our count.
➤ Is Aetna SilverScript available in every state for 2027?
No. Aetna filed SilverScript Choice in 20 regions for 2027, so some states do not have an Aetna standalone plan.
➤ Why are some states grouped together?
CMS combines some smaller states into one Part D region, such as Idaho and Utah or Oregon and Washington, so they share the same standalone plans.
➤ What happens to my Part D plan if I move to another state?
If you leave your plan’s region you need a new plan. A move gives you a Special Enrollment Period to choose one.
➤ What is the cheapest Part D premium in 2027?
CMS says the lowest standalone Part D premium is $5.30 a month in most states for 2027. The cheapest plan may not cover your drugs, so compare total cost.
ZRN Health & Financial Services, LLC, a Texas limited liability company.
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