CMS 2027 Medicare Advantage and Part D landscape state fact sheet. Our count of CMS 2027 filings shows 134 individual MA plans, a small difference from counting rules.

The $5.30 floor matches the lowest premium CMS reports in most states for 2027. A low premium is only one part of the bill. The deductible can run up to $700, and drugs on a high tier may cost far more on one plan than another.

Blue Cross and Blue Shield of Illinois files a small number of Medicare Advantage plans for 2027 in our count, while its parent, Health Care Service Corporation, sells standalone drug plans under the HealthSpring name. Ohio gets 9 plans with a single HealthSpring option; see the Ohio 2027 Part D lineup. To run your own drug list against the 10 Illinois plans, the 2027 Part D plan finder guide walks through Medicare’s search tool step by step, including how to enter dosages and pick a pharmacy.

Two plans from the same sponsor can differ in premium, deductible, preferred pharmacies and which drugs sit on which tier. Check each plan’s 2027 drug list rather than assuming one is a richer version of the other. A drug covered by one plan may be missing from another.

The Medicare Prescription Payment Plan lets you pay your Part D pharmacy costs in monthly bills instead of all at once at the counter. It continues in 2027, and 2026 participants who stay in the same plan are automatically re-enrolled. The monthly bill is capped based on how much of the $2,400 out-of-pocket limit is left and how many months remain.

Without a state wraparound, Illinoisans with limited income should look at federal Extra Help, which lowers premiums, deductibles and copays in any Part D plan. People with both Medicare and full Medicaid get Extra Help automatically.

Standalone Part D plans do not vary by county; all 10 are offered statewide.

PPOs generally cover some care outside the network, usually at a higher cost share, so Illinois MA members have more provider flexibility than in HMO-heavy states. In Williamson County, with only 7 MA plans in our count, a standalone drug plan with Original Medicare may be the more flexible route.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) to get information on all of your options.