Find a Medicare Part D prescription drug plan for 2027
Medicare Part D
Prescription Drug Coverage 2027
Blue Cross Blue Shield Medicare Part D 2027: Blue Drug Plans by State
Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 31, 2026
Blue Cross Blue Shield Medicare Part D coverage for 2027 is sold by separate local Blue companies, and in our count of CMS 2027 plan filings, 10 of them offer 20 standalone drug plans covering 20 states. In many other states, the local Blue company does not file its own standalone drug plan for 2027, so Blue drug coverage there may come only through a Blue Medicare Advantage plan, depending on the area.
2027 by the Numbers
20
Blue-branded standalone drug plan filings for 2027 (our count of CMS 2027 plan filings)
10
Blue companies filing them (our count)
20
states inside those plans’ service areas (our count)
$2,400
2027 cap on covered Part D drug costs, for Blue plans too (CMS)
Blue Cross Blue Shield is not one insurance company. It is an association of independent companies, each licensed to use the Blue name in its own state or group of states. That is why there is no single national Blue Part D plan, and why the answer to “Does Blue Cross sell a drug plan?” depends on where you live.
We went through the CMS 2027 plan files and matched each Blue standalone drug plan to the company that filed it and the states it covers. Medicare Plan Finder counts can differ slightly from ours. For the national 2027 rules, see our Medicare Part D plans 2027 hub.
Key Takeaways
- In our count of CMS 2027 filings, 10 Blue companies filed 20 standalone drug plans that cover 20 states.
- Most Blue companies filed a pair of plans, often a basic option and an enhanced one; Kansas filed three.
- Some Blue plans are shared across states, such as Blue MedicareRx in Connecticut, Massachusetts, Rhode Island and Vermont.
- In Illinois, New Mexico, Oklahoma and Texas, the Blue company’s parent, Health Care Service Corporation, sells standalone drug plans under the HealthSpring name.
- Every Blue plan follows the 2027 federal limits: a deductible of $700 or less and a $2,400 cap on covered drug costs.
Why Blue Part D Plans Change From State to State
Each Blue company decides on its own whether to sell a standalone Part D plan, what to name it and what to charge. A Blue card from one state does not make you eligible for another state’s Blue drug plan. You can join only plans that serve the area where you live.
What each local Blue company sets for 2027
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Whether it offers a standalone drug plan at all
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The plan names and how many plans it files
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The formulary, tiers and copays
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The pharmacy network and any preferred pharmacies
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The monthly premium in its service area
2027 Blue Standalone Drug Plans by Company
The table lists every Blue-branded standalone drug plan in our count of CMS 2027 plan filings, grouped by the company that filed it. Availability can still vary by county, so confirm with your ZIP code.
| Blue company (as filed) | 2027 plan names | States covered |
|---|---|---|
| Blue Cross and Blue Shield of Alabama (BlueRx) | BlueRx Enhanced Plus; BlueRx Essential | Alabama, Tennessee |
| Blue Shield of California | Blue Shield Rx Plus; Blue Shield Rx Enhanced | California |
| Blue MedicareRx (Anthem with the Blue plans of MA, RI and VT) | Blue MedicareRx Value Plus; Blue MedicareRx Premier | Connecticut, Massachusetts, Rhode Island, Vermont |
| Blue Cross and Blue Shield of North Carolina | Blue Medicare Rx Standard; Blue Medicare Rx Enhanced | North Carolina |
| Blue Cross Blue Shield of Michigan | Prescription Blue Select; Prescription Blue Premium | Michigan |
| Blue Cross and Blue Shield of Kansas | Blue MedicareRx Value; Blue MedicareRx Plus; Blue MedicareRx Essentials | Kansas |
| MedicareBlue Rx (Wellmark and the Blue plans of MN, MT, NE, ND, WY) | MedicareBlue Rx Standard | Iowa, Minnesota, Montana, Nebraska, North Dakota, South Dakota, Wyoming |
| Arkansas Blue Medicare | BlueMedicare Premier Rx; BlueMedicare Value Rx | Arkansas |
| Florida Blue | BlueMedicare Premier Rx; BlueMedicare Complete Rx | Florida |
| Horizon Blue Cross Blue Shield of New Jersey | Horizon Medicare Blue Rx Standard; Horizon Medicare Blue Rx Enhanced | New Jersey |
Our count of CMS 2027 plan filings (individual plans only; employer plans excluded). States are the plan’s filed service area. Check Medicare Plan Finder for your ZIP code.
Patterns in the 2027 Blue Filings
Across the ten companies, a few patterns stand out that no single Blue website shows.
8 of 10
Blue companies filed exactly two standalone plans
3
plans from Blue Cross and Blue Shield of Kansas, the most of any Blue company
7
states share one plan, MedicareBlue Rx Standard
The two-plan pattern usually means one lower-premium plan and one with richer benefits, though names alone do not tell you which costs less for your drugs. Shared plans, like MedicareBlue Rx in the upper Midwest and Blue MedicareRx in New England, are run jointly by several Blue companies, so the same plan name appears in more than one state.
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The HealthSpring Link in Illinois, New Mexico, Oklahoma and Texas
Health Care Service Corporation is the parent of Blue Cross and Blue Shield of Illinois, New Mexico, Oklahoma and Texas. It also bought Cigna’s Medicare business, which now operates as HealthSpring. In the CMS plan files, the standalone drug plans tied to those four Blue companies carry the HealthSpring brand, not the Blue name.
What that means: If you live in one of those four states and want a standalone plan from the Blue family, look for HealthSpring Assurance Rx or HealthSpring Extra Rx where offered, rather than a plan with Blue in its name.
Because the HealthSpring plans are sold nationally, we count them separately from the 20 Blue-branded plans on this page.
States Without a Blue Standalone Drug Plan for 2027
Outside the 20 states in the table, our count found no Blue-branded standalone drug plan for 2027. That includes several large states such as New York, Pennsylvania, Ohio, Georgia and Virginia. Some Blue companies in those states focus on Medicare Advantage plans that include drug coverage.
If your state has a Blue standalone plan
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Compare it with other standalone plans on the same drug list
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Check whether your pharmacy is preferred
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Keep Original Medicare and any Medigap plan
If it does not
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Look at standalone plans from other companies
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Or look at a Blue Medicare Advantage plan if one serves your county
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Remember that switching to Medicare Advantage changes your medical coverage too
Our compare Medicare Part D plans by state page shows how many standalone plans each state has for 2027.
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Rules That Apply to Every Blue Drug Plan
Blue companies set their own benefits, but each Part D plan must meet Medicare’s 2027 standards. Plan-level costs vary, so check the Summary of Benefits for any Blue plan you are weighing.
| 2027 rule | What it means |
|---|---|
| Deductible of $700 or less | Some Blue plans may charge less or none, depending on the plan |
| $2,400 out-of-pocket cap | After you reach it, covered drugs cost $0 for the rest of 2027 |
| $35 insulin limit | Covered insulin costs no more than $35 for a month’s supply |
| $0 adult vaccines | Vaccines recommended by ACIP have no cost sharing |
| Medicare Prescription Payment Plan | Lets you spread drug costs over monthly bills |
CMS 2027 Part D parameters.
Our Medicare Part D formulary 2027 guide explains how to check whether a plan covers your drugs.
How to Weigh a Blue Plan Against Other 2027 Options
1
Find the Blue plan for your state Use the table above, then confirm it serves your county in Medicare Plan Finder.
2
Price your drugs in both Blue plans If your Blue company filed two, compare the yearly totals for each.
3
Add the other companies Run the same list against other standalone plans in your region.
4
Check pharmacies Note which plan treats your pharmacy as preferred.
5
Decide by December 7, 2026 Coverage in a plan you choose during open enrollment starts January 1, 2027.
For a wider look at the 2027 market, see our best Medicare Part D plans 2027 page.
The Bottom Line
The Bottom Line
Blue drug coverage for 2027 depends on your state, because each Blue company makes its own choice. Our count found 20 Blue standalone plans from 10 companies in 20 states, plus HealthSpring plans tied to the Blue companies in Illinois, New Mexico, Oklahoma and Texas. Compare any Blue plan against other options on your own drug list.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) to get information on all of your options.
Frequently Asked Questions
➤ Does Blue Cross Blue Shield offer a standalone Part D plan in my state for 2027?
It depends on the state. In our count of CMS 2027 filings, Blue-branded standalone drug plans cover 20 states, including Florida, Michigan, North Carolina, New Jersey and California. Check Medicare Plan Finder with your ZIP code.
➤ How many Blue companies sell standalone drug plans for 2027?
Our count found 10 Blue companies filing 20 standalone drug plans for 2027. Most filed two plans, and Blue Cross and Blue Shield of Kansas filed three.
➤ Why does my Blue plan have a different name than my friend’s in another state?
Each Blue company is independent and names its own plans. A plan called Prescription Blue in Michigan and one called BlueMedicare in Florida come from different companies with different benefits.
➤ Is there a Blue standalone drug plan in Texas or Illinois for 2027?
The Blue companies in Texas, Illinois, New Mexico and Oklahoma belong to Health Care Service Corporation, which sells standalone plans under the HealthSpring name. Our count found no Blue-branded standalone plan in those states.
➤ Can I join a Blue drug plan from another state?
No. You can join only plans that serve the area where you live. If you move, you may need to pick a new plan, and moving gives you a special enrollment period.
➤ Which Blue plan covers several New England states?
Blue MedicareRx covers Connecticut, Massachusetts, Rhode Island and Vermont in our count. It is filed jointly by Anthem and the Blue companies of Massachusetts, Rhode Island and Vermont.
➤ Do Blue drug plans have to follow the $2,400 cap in 2027?
Yes. Every 2027 Part D plan, including each Blue plan, caps covered drug costs at $2,400. After that, you pay $0 for covered drugs for the rest of the year.
➤ What can I do if no Blue standalone plan serves my area?
You can choose a standalone drug plan from another company, or look at a Blue Medicare Advantage plan with drug coverage if one serves your county. Medicare Advantage replaces how your medical care is covered, too.
ZRN Health & Financial Services, LLC, a Texas limited liability company.
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