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Medicare Part D
Prescription Drug Coverage 2027

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Medicare Part D Plans Louisiana 2027: 8 Plans, 4 Companies

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated November 3, 2026

Louisiana has 8 standalone Medicare Part D plans for 2027 in our count of CMS 2027 plan filings, offered by Humana, UnitedHealthcare, Wellcare and HealthSpring. All 8 are sold in every parish, because Louisiana forms its own Part D region.

2027 by the Numbers

8

standalone Part D plans for Louisiana in 2027 (our count of CMS 2027 plan filings)

122

individual Medicare Advantage plans filed for Louisiana in 2027 (our count of CMS 2027 plan filings)

64

parishes, each with the same 8 standalone plans (our count)

Louisiana is a one-state Part D region, so the standalone drug plan menu in Shreveport matches the one in Houma. What changes from parish to parish is the Medicare Advantage side, where our count of CMS filings ranges from 65 plans in Orleans Parish to 32 in Concordia Parish.

Our count of CMS 2027 plan filings finds 8 standalone plans (PDPs) from 4 companies; Medicare Plan Finder counts can differ slightly. Rules that apply nationwide, such as the $700 deductible and $2,400 cap, are on the Medicare Part D plans 2027 hub.

Key Takeaways

  • Our count shows 8 standalone Part D plans for Louisiana in 2027: 3 from Humana, 2 from UnitedHealthcare, 2 from Wellcare and 1 from HealthSpring.
  • Aetna SilverScript does not appear in our Louisiana count for 2027.
  • Blue Cross and Blue Shield of Louisiana and Peoples Health file Medicare Advantage plans here, but no standalone drug plan in our count.
  • A 2026 Louisiana Department of Insurance flyer lists no asset limit for the state’s Medicare Savings Programs, which can open the door to Extra Help.
  • SHIIP, run by the Louisiana Department of Insurance, offers free and unbiased plan comparisons.

The 8 Standalone Plans Filed for Louisiana

Company Plans Louisiana plan names for 2027
Humana 3 Humana Basic Rx Plan; Humana Value Rx Plan; Humana Premier Rx Plan
UnitedHealthcare 2 Medicare Rx Preferred from UHC; Medicare Rx Saver from UHC
Wellcare 2 Wellcare Classic; Wellcare Value Script
HealthSpring 1 HealthSpring Assurance Rx

Our count of CMS 2027 plan filings, individual plans only; employer plans excluded. Medicare Plan Finder counts can differ slightly.

Humana files the most Louisiana standalone plans, three tiers from basic to premier. Its national lineup is described on the Humana Part D 2027 page. Premiums, deductibles and drug lists differ by plan, and not all plans cover every drug.

Who Is Missing From the Louisiana List

Familiar names with no Louisiana standalone plan in our 2027 count

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Aetna SilverScript: KFF reports SilverScript Choice is ending in 13 Part D regions after 2026

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Blue Cross and Blue Shield of Louisiana: 12 Medicare Advantage plans, no standalone PDP

✔

Peoples Health: 19 Medicare Advantage plans, no standalone PDP

✔

Devoted Health: 23 Medicare Advantage plans, no standalone PDP

Ending-plan notice: anyone whose 2026 drug plan will not continue should have received a termination letter. A plan ending at year end opens a special enrollment period, and choosing a new plan by December 31, 2026 avoids a gap on January 1.

Parish by Parish: Advantage Choice Swings, Drug Plans Do Not

65

Medicare Advantage plans in Orleans Parish, the most in the state (our count)

32

in Concordia Parish, the fewest (our count)

8

standalone drug plans in both parishes

Jefferson (64) and East Baton Rouge (63) follow Orleans at the top, while Caldwell (33) and West Carroll (34) sit near Concordia at the bottom. Humana files the most Louisiana Medicare Advantage plans with 35, followed by Devoted Health with 23 and Peoples Health with 19. In rural parishes where networks are thinner, Original Medicare plus one of the 8 standalone plans keeps access to any provider that accepts Medicare.

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A Louisiana Shortcut to Extra Help

Extra Help has a savings limit, $18,090 for a single person in 2026. Louisiana’s Medicare Savings Programs, run through the Louisiana Department of Health, work differently: the Department of Insurance’s 2026 SHIIP flyer lists income limits but no asset limit for QMB, SLMB or QI. Anyone enrolled in a Medicare Savings Program gets Extra Help automatically.

Example: single, $1,500 monthly income, $25,000 in savings Result under 2026 limits
Apply for Extra Help directly Savings exceed the $18,090 limit
Apply for SLMB through the state (income limit $1,595 a month) May qualify, since no asset limit is listed
Approved for SLMB Extra Help follows automatically: no deductible and a $0 premium in a benchmark plan

Our worked example using 2026 limits from the Louisiana Department of Insurance SHIIP flyer. 2027 limits may be slightly higher. Final eligibility is decided by the state.

What Extra Help covers once approved is on the Extra Help 2027 page.

Our Math: What the Standard Design Means in Louisiana

Louisianan with one brand drug at $260 a month

✔

$3,120 plan price for the year

✔

$700 deductible, then 25% of $2,420

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$1,305 at the pharmacy, plus premiums

Same person approved for a Medicare Savings Program

✔

Extra Help applies automatically

✔

No deductible in 2027

✔

Small fixed copay per fill instead of 25%

The figures use the CMS 2027 standard benefit. Many Louisiana plans may charge flat copays or a lower deductible, depending on the plan, so the plan’s own Summary of Benefits gives the exact amounts.

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State Help: SHIIP and the Lack of a Louisiana Drug Program

About SHIIP: the Senior Health Insurance Information Program is a service of the Louisiana Department of Insurance. Counselors give free, unbiased help by phone or in person, including Part D comparisons and help applying for Extra Help and Medicare Savings Programs.

Our search found no Louisiana state pharmaceutical assistance program that pays Part D premiums or copays, unlike states such as New York. Medicare.gov’s state program list and SHIIP can confirm the current picture. For low-income Louisianans, federal Extra Help and the state’s Medicare Savings Programs are the main sources of drug cost help.

Steps for Louisiana Shoppers Before December 7

1

Open the Annual Notice of Change. It lists your plan’s 2027 premium, deductible and drug list changes.

2

Run your drugs against the 8 plans. Medicare Plan Finder shows each plan’s yearly estimate for your pharmacy.

3

Check Medicare Savings Program eligibility. With no asset limit listed in Louisiana, people with savings above the Extra Help limit may still qualify.

4

Compare across state lines if needed. The Part D plans by state 2027 guide shows how Louisiana’s count stacks up.

5

Enroll by December 7, 2026. Coverage starts January 1, 2027.

The Bottom Line

The Bottom Line

Louisiana’s 2027 standalone drug plan menu is short and statewide: 8 plans from Humana, UnitedHealthcare, Wellcare and HealthSpring in our count. Medicare Advantage choice ranges from 65 plans in Orleans Parish to 32 in Concordia. Louisianans with modest income but some savings should look at the state’s Medicare Savings Programs, which list no asset limit and lead to Extra Help.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) to get information on all of your options.

Frequently Asked Questions

➤ How many standalone drug plans can Louisianans choose from in 2027?

Eight, in our count of CMS 2027 plan filings: three from Humana, two each from UnitedHealthcare and Wellcare, and one from HealthSpring.

➤ Does Blue Cross and Blue Shield of Louisiana offer a standalone drug plan for 2027?

Not in our count. It files 12 Medicare Advantage plans in Louisiana but no standalone PDP.

➤ Is Peoples Health a Part D plan?

Peoples Health offers Medicare Advantage plans that include drug coverage. It does not file a standalone drug plan in our 2027 count.

➤ Are drug plans different in New Orleans and rural parishes?

No. Louisiana is its own Part D region, so all 8 standalone plans are offered in every parish.

➤ Is SilverScript available in Louisiana for 2027?

Not in our count. KFF reports SilverScript Choice is ending in 13 regions after 2026.

➤ Does Louisiana’s Medicare Savings Program have an asset test?

The Louisiana Department of Insurance’s 2026 SHIIP flyer lists income limits only, with no asset limit for QMB, SLMB or QI. The state makes the final decision.

➤ Does Louisiana have a state program that pays for prescriptions?

We found no Louisiana state pharmaceutical assistance program for Part D. Extra Help and Medicare Savings Programs are the main options.

➤ Who gives free Medicare advice in Louisiana?

SHIIP, a service of the Louisiana Department of Insurance, offers free and unbiased counseling by phone or in person.

ZRN Health & Financial Services, LLC, a Texas limited liability company.

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